Is title insurance required in Florida?
A lender may require a lender’s title policy when financing is involved. Buyers should review owner’s title insurance with their real estate and title professionals.
Florida Title Insurance
Title Insurance in Florida
Title insurance helps protect buyers and lenders from certain covered title defects, ownership disputes, and recorded matters that may affect real estate ownership.
Why title insurance matters
A property may look ready to sell, but public records can reveal issues such as liens, judgments, unpaid taxes, easements, recording errors, prior ownership disputes, or missing releases. Title insurance helps address covered risks after closing.
Owner’s policy and lender’s policy
A lender’s policy protects the lender’s interest in the property. An owner’s policy is designed to protect the buyer’s ownership interest, subject to the terms, conditions, and exclusions of the policy.
Florida title review
Mariner Title Co helps coordinate title search, examination, clearance requirements, settlement, and policy coordination for Florida real estate transactions.
Helpful answers
Common questions
What kinds of issues can title insurance help with?
Covered issues may include certain liens, errors in public records, ownership claims, or other title defects, depending on the policy.
Ready to start your Florida closing?
Send your title order or contact Mariner Title Co for help with your next real estate transaction.